What it costs
Want to get acquainted? You are welcome to one free 30-minute initial consultation at our office or over the phone.
We do not impose a minimum net worth or a minimum account size requirement. We enjoy working with "up and comers" as well as with clients who have substantial wealth. We're more concerned with where you are going than with where you are now.
Getting started
When you're ready to begin working with us, we do require a nominal annual retainer of $500. Advance payment of this retainer covers two hours of planning or consultation time at our standard rate of $250 per hour. We'll use the time to gather your financial data and to begin to answer your general planning questions. Clients with very complex planning needs will be quoted on a per case basis.
Payment of our planning fee does not obligate you to purchase financial products from us. However, as architects of your financial plan, we are a logical and convenient source of almost any financial products you might need. If a product placement will generate a commission, we provide full disclosure for the sake of transparency. For clients of modest means, our small planning fee coupled with commissions is usually more economical than paying the typically much larger retainer of a fee-only planning firm.
Asset management
If you have at least $100,000 in assets to invest, we can manage your portfolio for an asset-based fee. This fee is in lieu of commissions, allowing you to purchase stocks, bonds, mutual funds, and other securities without paying any sales commissions, loads, or ticket charges. This arrangement also waives the second and subsequent years' retainer requirement. The all-inclusive fee varies with account size, and will range from 0.9% to 1.5% of assets.
Want to get acquainted? You are welcome to one free 30-minute initial consultation at our office or over the phone.
We do not impose a minimum net worth or a minimum account size requirement. We enjoy working with "up and comers" as well as with clients who have substantial wealth. We're more concerned with where you are going than with where you are now.
Getting started
When you're ready to begin working with us, we do require a nominal annual retainer of $500. Advance payment of this retainer covers two hours of planning or consultation time at our standard rate of $250 per hour. We'll use the time to gather your financial data and to begin to answer your general planning questions. Clients with very complex planning needs will be quoted on a per case basis.
Payment of our planning fee does not obligate you to purchase financial products from us. However, as architects of your financial plan, we are a logical and convenient source of almost any financial products you might need. If a product placement will generate a commission, we provide full disclosure for the sake of transparency. For clients of modest means, our small planning fee coupled with commissions is usually more economical than paying the typically much larger retainer of a fee-only planning firm.
Asset management
If you have at least $100,000 in assets to invest, we can manage your portfolio for an asset-based fee. This fee is in lieu of commissions, allowing you to purchase stocks, bonds, mutual funds, and other securities without paying any sales commissions, loads, or ticket charges. This arrangement also waives the second and subsequent years' retainer requirement. The all-inclusive fee varies with account size, and will range from 0.9% to 1.5% of assets.
